{"id":401,"date":"2026-03-26T16:45:24","date_gmt":"2026-03-26T16:45:24","guid":{"rendered":"https:\/\/5ivebob.com\/?page_id=401"},"modified":"2026-03-27T15:42:03","modified_gmt":"2026-03-27T15:42:03","slug":"privacy","status":"publish","type":"page","link":"https:\/\/5ivebob.com\/index.php\/privacy\/","title":{"rendered":"Privacy"},"content":{"rendered":"<div class=\"\" style=\"\" >\n    \n    <section class=\"u-clearfix u-section-2\" id=\"block-1\">\n      <div class=\"u-clearfix u-sheet u-valign-top u-sheet-1\">\n        <p class=\"u-custom-font u-text u-text-default u-text-1\"> &nbsp;<b>1. INTRODUCTION<\/b>&nbsp;<br>1.1 Welcome to 5-BOB. We are committed to protecting your\nprivacy and complying with the <b>Protection of Personal Information Act 4 of\n2013 (POPIA)<\/b> and the <b>Consumer Protection Act (CPA)<\/b>.&nbsp;<br>1.2 This Privacy Policy explains how we collect, use,\ndisclose, and safeguard your Personal Information when you use our 5-BOB loyalty\nprogram &amp; 5-BOB Mobile Rewards.&nbsp;<br>1.3 By using 5-BOB, you consent to the practices described in\nthis policy.&nbsp;<br>\n          <br><b style=\"\">2. INFORMATION WE COLLECT<\/b>&nbsp;<br>We collect the following categories of Personal Information:&nbsp;<br><b>Category&nbsp;<\/b><b>Specific Data Points&nbsp;<\/b><b style=\"\">Purpose&nbsp;<\/b><b>Identity<\/b> Name, SA ID Number, Date of Birth\n  \n  \n  Account verification, fraud prevention, FICA compliance.&nbsp;<br><b>Contact<\/b> Phone Number, Email, Physical Address\n  \n  \n  Communication, reward delivery, account recovery.&nbsp;<br><b>Transaction:<\/b> Purchase amount, Merchant Name, Date\/Time\n  \n  \n  Points calculation, reward allocation. <b>Location<\/b> Geolocation at time of purchase\n  \n  \n  Verifying transaction validity, marketplace analysis.&nbsp;<br><b>Technical<\/b> Device ID, IP Address, OS Version\n  \n  \n  Security, app functionality, bug fixes.&nbsp;<br>\n          <br><b>3. HOW WE USE YOUR INFORMATION&nbsp;<\/b>\n          <br>We process your data for the following specific purposes:&nbsp;<br>3.1 <b>Service Delivery:<\/b> To operate your 5-BOB Virtual Wallet,\naward Points, 5-BOB Mobile rewards and process redemptions.&nbsp;<br>3.2 <b>Security &amp; Fraud:<\/b> To detect unusual activity,\nprevent abuse, and secure our systems.&nbsp;<br>3.3 <b>Communication:<\/b> To send transactional alerts\n(e.g. Points earned) and, with consent, marketing offers.&nbsp;<br>3.4 <b>Marketplace Analysis (Important):<\/b>\n          <br>We\n     analyse purchase patterns, location trends, and demographic data to understand\n     consumer behaviour.<br><b>Anonymisation:<\/b> For analysis purposes, data is aggregated and anonymised so that you\n     cannot be personally identified.<br><b>Insights:<\/b> These insights help us improve the Service and provide merchants with\n     trend reports (e.g. \"Spending in Cape Town, in specific area, increased by 10%\").<br><b>Opt-Out:<\/b> You may object to your data being used for non-essential analytics by\n     contacting <span style=\"font-weight: 700;\">[privacy@5ivebob.com].<\/span>\n          <br> 3.5 <b>Legal Compliance:<\/b> To comply with tax laws (SARS),\nregulatory requirements, and legal processes.&nbsp;<br>\n          <br><b>4. LAWFUL BASIS FOR PROCESSING<\/b>&nbsp;<br>Under POPIA, we process your data based on: <b>Consent:<\/b> You explicitly agreed during registration.<br><b>Contract:<\/b> Processing is necessary to fulfil the 5-BOB loyalty agreement (e.g., giving you 5-BOB Loyalty Points, and or 5-BOB data rewards).<br><b>Legitimate\n     Interest:<\/b> For security, fraud prevention, and business analytics,\n     provided your rights are not overridden.<br><b>Legal\n     Obligation:<\/b> Where required by South African law.<br>\n          <br><b>5. DISCLOSURE OF INFORMATION<\/b>&nbsp;<br>We do not sell your Personal Information. We may share data\nwith:&nbsp;<br>5.1 <b>Approved Vendors:<\/b> Only necessary data to verify usage and redemption eligibility.&nbsp;<br>5.2 <b>Service Providers:<\/b> Third parties who assist\nus (e.g., marketing competitions, cloud hosting, SMS gateways, payment processors, ,etc.). They are bound by\nconfidentiality contracts.&nbsp;<br>5.3 <b>Legal Authorities:<\/b> If required by law,\ncourt order, or to protect safety.&nbsp;<br>5.4 <b>Business Transfers:<\/b> In the event\nof a merger or sale, data may be transferred to the new owner under similar\nprivacy protections.&nbsp;<br>\n          <br><b>6. CROSS-BORDER DATA TRANSFER<\/b>&nbsp;<br>6.1 Your data is primarily stored in South Africa.&nbsp;<br>6.2 If we\nuse cloud services hosted outside South Africa (e.g., servers in Europe or\nUSA), we ensure adequate protection measures are in place (e.g., standard\ncontractual clauses) as required by <span style=\"font-weight: 700;\">POPIA Section 72.&nbsp;<\/span>\n          <br>\n          <br><b>7. DATA RETENTION<\/b>&nbsp;<br>7.1 We retain Personal Information only as long as necessary\nfor the purposes listed in Section 3.&nbsp;<br>7.2 <b>Transactional Data:<\/b> Retained\nfor 5 years to comply with tax laws.&nbsp;<br>7.3 <b>Analytics Data:<\/b> Raw data used\nfor analytics is anonymised after [24 months]. Anonymised data may be kept\nindefinitely.&nbsp;<br>7.4 Upon account deletion, we will remove your Personal\nInformation unless legally required to retain it.&nbsp;<br>\n          <br><b>8. SECURITY SAFEGUARDS<\/b>&nbsp;<br>8.1 We implement technical measures (encryption, firewalls,\naccess controls) to protect your data.&nbsp;<br>8.2 <b>Sensitive Information:<\/b> Your\nSA ID Number is stored with enhanced security protocols, only for purposes of allocation of points converted to cash, 5-BOB Mobile registration and rewards as per RICA (Regulation of Interception of Communications and Provision of Communication-Related Information Act) Act 70 of 2002.<br>8.3 <b>Breach\nNotification:<\/b> In the event of a data breach compromising your safety, we\nwill notify you and the Information Regulator as required by POPIA.&nbsp;<br>\n          <br><b>9. YOUR POPIA RIGHTS<\/b>&nbsp;<br>As a Data Subject, you have the right to:&nbsp;<br>9.1 <b>Access:<\/b> Request a copy of the Personal\nInformation we hold about you.&nbsp;<br>9.2 <b>Correction:<\/b> Request correction of\ninaccurate or incomplete data.&nbsp;<br>9.3 <b>Deletion:<\/b> Request deletion of your\ndata (\"Right to be Forgotten\"), subject to legal retention\nrequirements.&nbsp;<br>9.4 <b>Objection:<\/b> Object to processing based on legitimate\ninterests (e.g., direct marketing or analytics).&nbsp;<br>9.5 <b>Withdraw Consent:<\/b> Withdraw consent for optional processing at any time.\nTo exercise these rights, contact our Information Officer at\n[privacy@5bob.co.za]. We will respond within 30 days as required by law.&nbsp;<br>\n          <br><b>10. COOKIES &amp; TRACKING<\/b>&nbsp;<br>10.1 Our 5-BOB Loyalty App and website may use cookies or similar\ntechnologies to enhance user experience and analyse traffic.&nbsp;<br>10.2 You can\nmanage cookie preferences through your device settings.&nbsp;<br>\n          <br><b>11. CHILDREN'S PRIVACY<\/b>&nbsp;<br>11.1 We do not knowingly collect data from c<span style=\"font-weight: 700;\">hildren under 13\nwithout parental consent.<\/span>&nbsp;<br>11.2 If you are a parent and believe your child has\nprovided data to us,<span style=\"font-weight: 700;\"> please contact us immediately.&nbsp;<\/span>\n          <br>\n          <br><b>12. CHANGES TO THIS POLICY<\/b>&nbsp;<br>12.1 We may update this Privacy Policy to reflect changes in\nlaw or our practices.&nbsp;<br>12.2 Updated versions will be posted in the app and on\nour website with a new \"Effective Date.\"&nbsp;<br>\n          <br><b>13. CONTACT THE INFORMATION REGULATOR<\/b>&nbsp;<br>If you are unsatisfied with how we handle your complaint,\nyou may contact the South African Information Regulator: <b>Website:<\/b> &nbsp;<span style=\"font-weight: 700;\">\n            <a href=\"https:\/\/inforegulator.org.za\/\" class=\"u-btn u-button-link u-button-style u-text-white u-btn-1\">www.inforegulator.org.za<\/a><\/span>\n          <br><b>Email:<\/b> complaints.IR@inforegulator.org.za or enquiries@inforegulator.org.za<br><b>Phone:<\/b>&nbsp;Toll Free +27800 017 160 or +2710 023 5236.<br> &nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp;\n&nbsp; \n        <\/p>\n      <\/div>\n    <\/section>\n    \n    \n    \n  \n<\/div>","protected":false},"excerpt":{"rendered":"<p>&nbsp;1. INTRODUCTION&nbsp;1.1 Welcome to 5-BOB. We are committed to protecting your privacy and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":432,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-401","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/5ivebob.com\/index.php\/wp-json\/wp\/v2\/pages\/401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/5ivebob.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/5ivebob.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/5ivebob.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/5ivebob.com\/index.php\/wp-json\/wp\/v2\/comments?post=401"}],"version-history":[{"count":5,"href":"https:\/\/5ivebob.com\/index.php\/wp-json\/wp\/v2\/pages\/401\/revisions"}],"predecessor-version":[{"id":457,"href":"https:\/\/5ivebob.com\/index.php\/wp-json\/wp\/v2\/pages\/401\/revisions\/457"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/5ivebob.com\/index.php\/wp-json\/wp\/v2\/media\/432"}],"wp:attachment":[{"href":"https:\/\/5ivebob.com\/index.php\/wp-json\/wp\/v2\/media?parent=401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}